Baltimore Ecosystem Study Cary Institute of Ecosystem Studies

2012 BES Annual Meeting Presentation and Poster Abstracts

Community Development, Research, and Reinvestment: The Struggle against Redlining in Washington, DC, 1970-1995
Lloyd, James
Co-Authors: James M. Lloyd

Abstract: Using archival data and oral histories, I describe the community reinvestment movement in Washington, DC from 1970 until 1995. Though the movement began as isolated private advocacy in the early 1970s, it helped pass key pieces of federal legislation, such as the Home Mortgage Disclosure Act (HMDA) and the Community Reinvestment Act (CRA). Additionally, DCís reinvestment movement is unusual in that the city government used an interstate banking law to force reinvestment. Furthermore, I describe class-based barriers to reinvestment within the African American community and the community development and reinvestment struggle of the Adams Morgan Organization in the late Ď70s. I conclude with a discussion of how advocacy and research led to reinvestment because of successful venue-shopping and scale-jumping. This work fills specific gaps in the literature, to include DCís role in the writing of CRA and HMDA, qualitative evidence of the effects of redlining, the use of interstate banking laws for reinvestment, and class issues within the African American community in the context of reinvestment.